Goa, 2026: Star Health and Allied Insurance Company Limited (NSE: STARHEALTH; BSE: 543412), India’s leading standalone health insurer, has shared regional business and claims insights that point to rising health protection needs across Goa and Konkan belt. During FY26, the company settled claims worth over ₹31 crore across the region, registering 18% year-on-year growth, as families increasingly seek stronger financial protection, faster claims support and access to quality healthcare closer to home.
Goa’s public-health profile points to a growing need for early care and financial protection. The NFHS-5 Goa State Report identifies adult health indicators such as hypertension, diabetes and anaemia as important areas of focus, while national health expenditure data continues to show that households bear a significant share of healthcare costs. For families across Goa, Ratnagiri and Sindhudurg, health insurance is increasingly becoming a practical financial planning tool as customers seek faster access to cashless hospitalisation, preventive check-ups, virtual consultations and guided support before admission.
The data reflects Star Health’s continued focus on strengthening healthcare access across the western coastal belt by expanding hospital partnerships, improving claims servicing and introducing affordable health insurance solutions at a time when families are increasingly seeking protection against hospitalisation costs, chronic disease management and planned care needs.
Today, Star Health provides access to over 30 network hospitals across Goa and the Konkan region, supported by a robust distribution network and technology-enabled claims servicing, enabling customers to access timely healthcare closer to home. Strengthening Health Protection across Goa & Konkan With healthcare awareness and insurance adoption steadily increasing across Goa and neighbouring Konkan districts, Star Health continues to strengthen its regional presence through affordable products and customer-centric healthcare services.
The company’s recently launched Value Plus health insurance policy is designed to make comprehensive health protection more accessible for young individuals and families across Tier II, Tier III and emerging markets. The policy offers sum insured options ranging from ₹7.5 lakh to ₹25 lakh at nearly 20% lower premiums and is available through a curated network of over 11,000 hospitals across India.
Star Health’s presence in the region is supported by several branches, SM stations, more than 3,400 agents and advisors, and a strong distribution network that enables the company to serve customers across Goa and the Konkan region.
Growing Adoption of Integrated Healthcare Services: Beyond insurance coverage, Star Health is enabling a more connected healthcare experience through preventive check-ups, virtual consultations, home-based care and pre-admission guidance that help customers seek care earlier and navigate treatment with greater clarity.
During FY26, across Goa and the Konkan region: Preventive health check-ups increased multifold, Virtual OPD consultations witnessed drastic growth, Talk to Star supported customers with planned hospitalisation guidance before admission
These services are helping customers seek medical advice earlier, plan hospitalisation more confidently, access care closer to home and reduce avoidable uncertainty around coverage, documentation and cashless treatment. Mr. Amitabh Jain, Chief Operating Officer, Star Health and Allied Insurance, said: “Goa and the Konkan region represent an important growth corridor where rising healthcare awareness, improving hospital infrastructure and changing customer expectations are driving greater demand for quality health protection. Expanding hospital access and preventive care uptake point to rising demand for affordable health protection across Goa, Ratnagiri and Sindhudurg. Our focus is to make healthcare access more dependable by combining affordable products, strong hospital partnerships, AI-enabled claims servicing and customer-first support. As we deepen our presence across the region, we remain committed to helping households access care with greater confidence and transparency.”
Mr. Dheeraj Goyal, Business Head, Star Health and Allied Insurance, said:
“The healthcare needs of Goa and the Konkan belt are evolving rapidly, with families seeking quality care supported by seamless insurance experiences and faster claims servicing. During FY26, we settled claims worth over ₹31 crore across Goa, Ratnagiri and Sindhudurg, reflecting our role in supporting customers at critical moments. Through affordable offerings such as Value Plus, expanding provider partnerships and technology-led services, we remain committed to strengthening healthcare accessibility across Goa and the wider Konkan region.”
Claims support across Goa and Konkan Region: Star Health continues to play a significant role in helping families manage healthcare costs across Goa and the Konkan region. In FY26, the company settled claims worth over ₹31 crore across Goa, Ratnagiri and Sindhudurg, covering 66,000 lives. The claims support reflects the company’s role in helping families access timely treatment and manage healthcare expenses across the region. The company also recorded 16.5% YoY growth in GWP across the region in FY26, driven by wider customer access, advisor-led outreach and stronger regional servicing.
Since inception, Star Health has settled claims worth ₹118 crore+ across Goa and the Konkan region, supporting families across critical healthcare needs. At a national level, Star Health settled claims worth ₹11,700 crore covering 30.6 lakh claims in FY26, reinforcing the company’s claims-servicing scale and credibility. The company’s claims capabilities are supported by a 92% retail claims settlement ratio, 84% cashless claims settlement and 92% cashless claims processed within three hours, with 75% of claims now managed through Star Health’s new claims platform.
