IDBI Bank today, announced its quarterly results for Q3 FY25. The Net Profit stood at ₹1,908 crore for Q3 FY25, registering a strong growth of 31% YoY. The operating profit stood at ₹2,802 crore. NIM was recorded at 5.17%, and Net Interest Income stood at ₹4,228 crore with a YoY growth of 23%. Cost of Deposit stood at 4.63% for Q3-2025 as compared to 4.34% for Q3-2024. CRAR stood at 21.98% with YoY growth of 166 bps. Return on Assets (ROA) was recorded at 29 bps to 1.99% for Q3-2025 as compared to 1.70% for Q3-2024 and Return on Equity (ROE) stood at 20.13%, (YoY growth of 56 bps). Net NPA at 0.18%, down from 0.34% as on December 31, 2023. Gross NPA at 3.57%, down from 4.69% as on December 31, 2023. PCR stood at 99.47% as against 99.17% on December 31, 2023.
